Do you have a Question about Social Security?

Understanding Social Security Survivor Benefits for Your Disabled Son
Yes, your disabled son may be eligible to receive Social Security survivor benefits after your prospective wife dies.

Here’s a breakdown of how it works:

Eligibility: If your son has a disability that began before age 22, and he’s unable to work, he may qualify for survivor benefits.  
Benefit Amount: The amount he receives will depend on your earnings history and the number of other eligible beneficiaries.
Continuation: His benefits can continue as long as he remains disabled.
To ensure your son receives these benefits after your death, you should:

Inform the Social Security Administration (SSA): Notify the SSA of your son’s disability and his eligibility for benefits.
Review Your Estate Plan: Make sure your estate plan, including your will and any trusts, addresses your son’s future needs. Consider naming a trusted individual as his guardian and conservator to help manage his finances.
Consult with a Financial Advisor: A financial advisor can help you understand the implications of your decisions and ensure your son’s financial security.
It’s important to note:

Marriage: Your marriage to your partner won’t affect your son’s eligibility for survivor benefits.
Re-marriage: If your wife remarries after your death, her benefits may be affected, but your son’s benefits should continue.
For more specific information and to determine your son’s eligibility, it’s recommended to contact the Social Security Administration directly. They can provide personalized guidance based on your unique circumstances.