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if my wife’s social security benefits is greater then mine would i receive hers?
Q) if my wife’s social security benefits is greater then mine would i receive hers? A) Under Social Security’s “deemed filing” rule, most married people are required to file simultaneously for retirement and spousal benefits — when you claim one, you are deemed to be claiming the other. Social Security will pay you the bigger… Continue Reading
I am 68 (born 1951) and have not claimed any SS benefit…,
Q) I am 68 (born 1951) and have not claimed any SS benefit. My spouse is 69 (1950) and has not claimed a benefit. 1) Are we grandfathered into the old filing rules? 2) Specifically, can my spouse still “file and suspend” planning to claim his benefit at 70? 3) If my spouse can do… Continue Reading
I am eligible for retirement .. what steps do I need to take..
Q) I am eligible for retirement this coming fall. what steps do I need to take to get the process started A) According to the Social Security Administration – If you were born between 1943 and 1954 your full retirement age is 66Remember, the earliest a person can start receiving Social Security retirement benefits will… Continue Reading
how do you change your name after being married?
Q) how do you change your name after being married? A) According to the Social Security Administration website: To change your name on your card, you must show us documents proving your legal name change and identity. If you are a U.S. citizen, you also must show us a document proving your U.S. citizenship, if… Continue Reading
I made a account to get my award letter but it’s not working.
Q) I made a account to get my award letter but it’s not working. A) The benefit verification letter, sometimes called a “benefits letter,” or a “Social Security award letter,” serves as proof of your retirement, disability, Supplemental Security Income (SSI), or Medicare benefits. It also serves as proof that you have applied for benefits… Continue Reading
HI- can I get- a bpqy letter ?
Q) HI- can I get- a bpqy letter ? Thank you A) A Benefits Planning Query (BPQY) provides information about a beneficiary’s disability cash benefits, health insurance, scheduled continuing disability reviews, representative payee, and work history as stored in Social Security Administration’s electronic records. Below are steps you can take to get a copy of… Continue Reading
If I start receiving benefits at 65 yrs would I still be able to work?
Q) If I started receiving benefits at 65 yrs. of age would I still be able to work my 45 hrs. job that at full retirement age of 66 yrs. of age would I be drawing my full amount at my retirement age? A) According to the Social Security Administration – You can get Social… Continue Reading
What are the requirements to retire?
Q) What are the requirements to retire? A) According to the Social Security Administration: Full retirement age is the age at which a person may first become entitled to full or unreduced retirement benefits. If your full retirement age is older than 65 (that is, you were born after 1937), you still will be able… Continue Reading
city offered a 457b deferred compensation..Will my Social Security benefits be subject to any reduction
Q) I just turned 62. I have 23 years employment paying into SS. I have 16 years working for a city police department that did not pay into social security. Instead the city offered a 457b deferred compensation program in which they contributed 4% of my base salary but no additional money for any overtime… Continue Reading
As my mother’s executor, need to change social security address to mine?
Q) As my mother’s executor, I need to receive her SS income statement at my address in order to file her taxes. How do I change her prior address to mine? A) According the the Social Security Administration: If you get Social Security benefits (retirement, survivors, or disability), you can update your contact information in… Continue Reading
Received a shredded year end statement from social security. How do I get other?
Q) Thanks to Carlisles fine fine post office, I just received a shredded year end statement from social security. It’s so shredded I can’t read any of the info, it’s in a hundred pieces. If it’s the statement telling me next years amount, or this years total payout, I’ll Ned another one for my taxes… Continue Reading
How do you make a appointment at your local social security office?
Q) How do you make a appointment at your local social security office? I have the phone number but there is no option to make a appointment. A) If you do not want to apply for social security benefits online, or you need to speak with a social security office representative for any other reason,… Continue Reading
How can I get a award notice from Social Security Administration
Q) How can I get a four page award of notice from Social Security Administration A) The benefit verification letter shows your monthly benefit amount. You can get your benefit verification letter online, or request it by telephone. It is often used to: Apply for a loan;Give to a landlord;Obtain housing assistance, or other state or local… Continue Reading
I may needing to do something at this moment in time to PREPARE for my retirement…
Q) I just turned 65 in October of this year. I am currently working full time and I expect to be working well into 2019 at the least. I have health insurance through my wife as she is younger than I and still working as well. I am just trying to figure out if there… Continue Reading
My wife started collecting ss from her job. If I die before her will she be able to collect any of my Social Security?
Q) My wife started collecting ss from her job when she was 64 years old and I stared collecting from my job at age 66. She gets $1100 per month and I get $2200 per month. If I die before her will she be able to collect any of my ss? We are currently 70… Continue Reading
I need the name on my child’s SS card to be changed. What documentation would I need to bring with me?
Q) I need the name on my child’s SS card to be changed. What documentation would I need to bring with me? we have a NH legal name change letter already. Anything else? A) According to the Social Security Website: To change your name on your card, you must show us documents proving your legal name change… Continue Reading
Need a Benefits letter
Q) Need a Benefits letter A) According to Social Security Administration You can use a my Social Security online account to: Get your benefit verification letter or (BUDGET LETTER); Check your benefit and payment information and your earnings record; Change your address and phone number; and Start or change direct deposit of your benefit payment. If you… Continue Reading
I’m disabled I receive SSA benefits if my children’s dad is also disabled is my child eligible to receive benefits
Q) I’m disabled I receive SSA benefits if my children’s dad is also disabled is my child eligible to receive benefits A) With both you and your child’s dad being disabled it can be very difficult emotionally financially. The Social Security Administration does provides financial disability benefits in cases when a disability disrupts the ability of an… Continue Reading
Both of my parents died in 2018. How do I get copies of their final SSA-1099s next January?
Q) Both of my parents died in 2018 and the address known for them to SSA is no longer valid. How do I get copies of their final SSA-1099s next January? A) Recommend that you visit your local Social Security office and bring with you proof of death and make your request to change the mailing address… Continue Reading
HOW CAN I GET A PRINTOUT OF MY SOCIAL SECURITY REWARDS LETTER
Q) HOW CAN I GET A PRINTOUT OF MY SOCIAL SECURITY REWARDS LETTER A) You can request a copy of your award notice from the Social Security Administration by calling them toll free at 1-800-772-1213 (TTY 1-800-325-0778) or by contacting your local office. If a copy is not available, they can provide you with an official letter… Continue Reading
want to get a social security card, what do I need to bring with me?
Q) I have to go to roswell in a couple of weeks and want to get a social security card so I can renew my drivers license. What do I need to bring with me? Do I need to make an appointment? if so, how? A) According to the Social Security Administration on Documents needed to apply… Continue Reading
What paperwork do I need to send to the Social Security office with my W-4V form?
Q) What paperwork do I need to send to the Social Security office with my W-4V form? A) According to the IRS: you may use the W-4V form to ask the payer to withhold federal income tax. Unemployment compensation (including Railroad Unemployment Insurance Act (RUIA) payments), Social security benefits, Social security equivalent Tier 1 railroad retirement benefits,… Continue Reading
Looking to apply for driving licence. What document needed to provide for ineligibility for SSN card?
Q) Hello, I am living here and I applied for adjusting my status after married a US citizen, and the USCIS say they will give me SSN and card after they approve my case I was looking for applying for driving licence they say there is a document you can provide fo ineligibility for SSN card… Continue Reading
How do I get my Medicare costs taken out of my SS check?
Q) How do I get my Medicare costs taken out of my SS check? A) If you get Social Security or Railroad Retirement Board (RRB) benefits, your Medicare Part B (Medical Insurance) premium will get deducted from your benefit payment. If you’re a Civil Service retiree and NOT entitled to Social Security: Your premiums will be deducted… Continue Reading
My husband and I gained legal guardianship of our grand kids. Father died, mother incarcerated. How do we get their benefits?
Q) My husband and I have gained legal guardianship of our 3 grand kids. Our son died October 24th, 2016 and his children are receiving death benefits through their mother. Their mother is now incarcerated in AZ and says the money will continue to load onto her debit card each month and she will use it… Continue Reading
My sister lost her wallet will she need to get a new Social Security number?
Q) My sister lost her wallet and someone found it but did not return it.she replaced everything but will she need to get a new Social Security number? A) Your sister simply need a new Social Security Card. However if she needs to Obtain a New Social Security Number and Card she will need to provide at… Continue Reading
Is there any way to get a temporary Social Security Number?
Q) My wife is in the United States as an Alien Resident with an Immigrant Visa foil in her passport. Her Green Card and Social Security Card are being processed and should be in the mail to us within 120 days. The visa in her passport clearly states that she may live, work, and study in… Continue Reading
I never received my son social security card. Do I need to apply for a replacement card for him?
Q) I never received my son social security card. He is 1 year old now. Do I need to apply for a replacement card for him in case it was lost or stolen? A) According to the social security administration – You can get an original Social Security card or a replacement card if yours is lost… Continue Reading
I filled out a W-4V form and would like to know if I can mail it to any social security office.
Q) I filled out a W-4V form and would like to know if I can mail it to any social security office. A) According to IRS website (states on form W-4V) For withholding on social security benefits, give or send the completed Form W-4V to your local Social Security Administration office. Source: https://www.irs.gov/pub/irs-pdf/fw4v.pdf Continue Reading
I’ll be 66 on 1/27/19; when do I apply to get my benefits? Is Social Security Benefits taxed?
Q) I’ll be 66 on 1/27/19; when do I apply to get my benefits? Also. if there is no other income involved , is Social Security Benefits taxed? A) According to the Social Security Administration: You must be at least 61 years and 9 months old to apply for retirement benefits. You must be at least 61 years… Continue Reading
According to the Social Security Administration – If you were born in 1960 your full retirement age is 67
Remember, the earliest a person can start receiving Social Security retirement benefits will remain age 62.
If you start receiving retirement benefits at:
age 62, you will get 70 percent of the monthly benefit because you will be getting benefits for an additional 60 months.
age 65, you will get 86.7 percent of the monthly benefit because you will be getting benefits for an additional 24 months.
If you start receiving benefits as a spouse at your full retirement age, you will get 50 percent of the monthly benefit your spouse would receive if their benefits started at full retirement age. If you start receiving benefits at:
age 62, you will get 32.5 percent of the monthly benefit instead of 50 percent because you will be getting benefits for an additional 60 months.
age 65, you will get 41.7 percent of the monthly benefit instead of 50 percent because you will be getting benefits for an additional 24 months.
How Your Social Security Benefit Is Reduced
If you start getting benefits at age* And you are the: Wage Earner, the Retirement Benefit you will receive is reduced to And you are the: Spouse, the Retirement Benefit you will receive is reduced to
62 70.0% 32.5%
62 + 1 month 70.4 32.7
62 + 2 months 70.8 32.9
62 + 3 months 71.3 33.1
62 + 4 months 71.7 33.3
62 + 5 months 72.1 33.5
62 + 6 months 72.5 33.8
62 + 7 months 72.9 34.0
62 + 8 months 73.3 34.2
62 + 9 months 73.8 34.4
62 + 10 months 74.2 34.6
62 + 11 months 74.6 34.8
63 75.0 35.0
63 + 1 month 75.4 35.2
63 + 2 months 75.8 35.4
63 + 3 months 76.3 35.6
63 + 4 months 76.7 35.8
63 + 5 months 77.1 36.0
63 + 6 months 77.5 36.3
63 + 7 months 77.9 36.5
63 + 8 months 78.3 36.7
63 + 9 months 78.8 36.9
63 + 10 months 79.2 37.1
63 + 11 months 79.6 37.3
64 80.0 37.5
64 + 1 month 80.6 37.8
64 + 2 months 81.1 38.2
64 + 3 months 81.7 38.5
64 + 4 months 82.2 38.9
64 + 5 months 82.8 39.2
64 + 6 months 83.3 39.6
64 + 7 months 83.9 39.9
64 + 8 months 84.4 40.3
64 + 9 months 85.0 40.6
64 + 10 months 85.6 41.0
64 + 11 months 86.1 41.3
65 86.7 41.7
65 + 1 month 87.2 42.0
65 + 2 months 87.8 42.4
65 + 3 months 88.3 42.7
65 + 4 months 88.9 43.1
65 + 5 months 89.4 43.4
65 + 6 months 90.0 43.8
65 + 7 months 90.6 44.1
65 + 8 months 91.1 44.4
65 + 9 months 91.7 44.8
65 + 10 months 92.2 45.1
65 + 11 months 92.8 45.5
66 93.3 45.8
66 + 1 month 93.9 46.2
66 + 2 months 94.4 46.5
66 + 3 months 95.0 46.9
66 + 4 months 95.6 47.2
66 + 5 months 96.1 47.6
66 + 6 months 96.7 47.9
66 + 7 months 97.2 48.3
66 + 8 months 97.8 48.6
66 + 9 months 98.3 49.0
66 + 10 months 98.9 49.3
66 + 11 months 99.4 49.7
67 100.0 50.0
*If your birthday is on the 1st of the month, we figure your benefit as if your birthday were in the previous month. https://www.ssa.gov/planners/retire/1960.html