Do you have a Question about Social Security?

A) Medicare and Working Past 65: A Quick Guide
Great question! Let’s break down your situation:

Medicare Part A:
You might not need to sign up immediately: If you’re still working and have employer-sponsored health insurance, you may be able to delay enrolling in Part A. This is because your employer’s coverage might be considered primary.
However, it’s important to check with your employer: They can provide specific information on how their coverage interacts with Medicare.
Benefits of enrolling early: Even if you don’t need Part A right away, there are benefits to enrolling when you’re first eligible. You’ll avoid late enrollment penalties, and you can access Part A coverage if you ever lose your employer-sponsored insurance.
Social Security:
Delaying enrollment won’t result in a penalty: You can delay claiming Social Security benefits without penalty, even if you’re 65. The amount you receive will adjust based on when you start collecting benefits.
Here’s a quick recap:

Check with your employer: Determine how their coverage interacts with Medicare.
Consider enrolling early: Even if you don’t need Part A immediately, it can be beneficial to enroll when you’re first eligible.
Delay Social Security if needed: You can delay claiming Social Security benefits without penalty.
For more detailed information, I recommend visiting the official Medicare website: https://www.medicare.gov/