I am drawing my social Security, can I draw any of my deceased husband, Social Security at this time to help me with my income.
A) Yes, you may be eligible to receive Social Security survivor benefits based on your deceased husband’s earnings record.
Eligibility Factors
To qualify for survivor benefits, you generally need to meet the following criteria:
- Age: You must be at least 60 years old, or be caring for a child under age 16 who is entitled to benefits on your deceased spouse’s record.
- Marriage duration: You were married to your deceased spouse for at least nine months. 1. Who can get Survivor benefits – SSA www.ssa.gov
- Ex-spouse: If you were divorced, you may still be eligible under certain conditions, such as being married for at least 10 years and not remarried. 1. Social Security Surviving Divorced Spouse Benefits www.benefits.gov
Benefit Amount
The amount of your survivor benefit depends on several factors, including:
- Your age
- Your deceased spouse’s earnings record
- Whether you are receiving your own Social Security retirement benefits
Important: If you are already receiving your own Social Security retirement benefits, you will generally receive the higher of the two amounts.
How to Apply
To apply for survivor benefits, you can:
- Contact the Social Security Administration: Call 1-800-772-1213 (TTY 1-800-325-0778) 1. Form SSA-10 | Information You Need to Apply for Widow’s, Widower’s or Surviving Divorced Spouse’s Benefits | Social Security Administration www.ssa.gov
- Visit your local Social Security office
It’s essential to provide the necessary documentation to support your claim.
Would you like to know more about the specific requirements or how to apply for survivor benefits?
Please note that this information is a general overview and may not cover all specific circumstances. It’s always advisable to consult with the Social Security Administration directly for personalized guidance.