My bank account has been closed thus forcing me to make a change to my ss direct deposit, which I have done and they informed me that the change will take affect in October, however, that would put us in grave danger. What happens to the September deposit? Can it be sent to my home address since you refuse to prove an earlier time than October. Please help us.

A) The Social Security Administration (SSA) has a strict policy that they cannot send your September deposit to your home address, even if your bank account is closed. This is due to security and fraud prevention measures.

Here’s what you should do:

1. Contact the SSA: Explain your situation to the SSA and request an expedited change to your direct deposit information. While they may not be able to change the effective date to before October, they may be able to prioritize your case and process the change sooner.
2. Open a new bank account: This is the most secure and convenient way to receive your Social Security benefits. Once you have a new account, provide the SSA with the new account information to update your direct deposit.
3. Consider alternative payment options: If opening a new bank account is not feasible, you may be able to explore other options, such as having the deposit sent to a trusted friend or family member’s account. However, this requires careful consideration and trust.
4. Request a paper check: As a last resort, you can request that your September deposit be sent as a paper check to your home address. However, this may take longer to receive and could be less secure.

Remember, the SSA’s priority is to protect your benefits. By following their guidelines and exploring alternative options, you can ensure that you receive your Social Security deposit in a timely and secure manner.