HomeDisabilityHow much extra income a month can I earn if I try and work part-time while drawing disability?
How much extra income a month can I earn if I try and work part-time while drawing disability?
September 8, 2014
A) The amount of extra income you can earn while receiving disability benefits depends on the type of disability benefits you receive, as well as the rules and regulations of the country or state in which you reside.
In the United States, for example, Social Security Disability Insurance (SSDI) recipients can earn up to a certain amount per month through part-time work without losing their benefits. As of 2021, the earnings limit is $1,310 per month. If you earn more than this amount, your SSDI benefits may be reduced.
Supplemental Security Income (SSI) recipients also have an earnings limit, but it is lower than that of SSDI. As of 2021, the earnings limit for SSI recipients is $85 per month. If you earn more than this amount, your SSI benefits may be reduced dollar-for-dollar.
It’s important to note that if you work part-time while receiving disability benefits, you must report your earnings to the appropriate agency (such as the Social Security Administration in the U.S.) to ensure that you’re not receiving more benefits than you’re eligible for. Failure to report your earnings could result in overpayments that you’ll have to repay.
Overall, if you’re receiving disability benefits and are interested in working part-time to earn additional income, it’s important to research the specific rules and regulations that apply to your situation to ensure that you’re following the guidelines and not jeopardizing your benefits.
“Social Security has special rules called work incentives that allow you to test your ability to work and still receive monthly”
According to Social Security Administration Social Security pays benefits to people who cannot work because they have a medical condition that is expected to last at least one year or result in death. Federal law requires this very strict definition of disability. While some programs give money to people with partial disability or short-term disability, Social Security does not.
After you start receiving Social Security disability benefits, you may want to try working again. Social Security has special rules called work incentives that allow you to test your ability to work and still receive monthly Social Security disability benefits. You also can get help with education, rehabilitation and training you need in order to work.
If you do take a job or become self-employed, it is important that you tell us about it right away. We need to know when you start or stop work; and if there are any changes in your job duties, hours of work or rate of pay. You can call us toll-free at 1-800-772-1213. If you are deaf or hard of hearing, you may call our TTY number, 1-800-325-0778. http://www.socialsecurity.gov/pubs/EN-05-10029.pdf