I am trying find out about retirement benefits i will be 65 in April 23 ext. year trying to see how to get this done
June 27, 2023
A) I can help you with that. Here are some things you need to know about retirement benefits:
- Full Retirement Age (FRA): This is the age at which you are eligible to receive full Social Security benefits. Your FRA depends on the year you were born. For example, if you were born in 1960, your FRA is 67.
- Early Retirement: You can start receiving Social Security benefits as early as age 62, but your benefits will be reduced if you do so. The reduction is 5/9 of 1% for each month before your FRA.
- Delayed Retirement: You can delay receiving Social Security benefits until age 70, and your benefits will increase by 8% for each year you delay.
- Medicare: If you are eligible for Social Security benefits, you are also eligible for Medicare. Medicare Part A covers hospital stays, and Part B covers doctor visits and other medical services.
To start the process of applying for retirement benefits, you can visit the Social Security Administration website or call 1-800-772-1213. You will need to provide some basic information, such as your date of birth, Social Security number, and work history.
Once you have applied for benefits, the Social Security Administration will review your application and determine your eligibility. If you are approved for benefits, you will start receiving them within a few weeks.
Here are some additional resources that you may find helpful:
- Social Security Administration website: https://www.ssa.gov/benefits/retirement/
- Social Security Administration phone number: 1-800-772-1213
- Medicare website: https://www.medicare.gov/
- Medicare phone number: 1-800-MEDICARE
I hope this helps! Let me know if you have any other questions.