A) According to SSA Website, Social Security benefits are based on earnings averaged over most of a worker’s lifetime. The benefit computation is complex and there is no simple method or table to tell you how much you may receive. However, there are several ways you can estimate your retirement benefits.
1. Use SSA Retirement Estimatorfor an estimate based on your actual Social Security earnings record; or
2. Use our Online Calculatorto enter your own data.
Remember, these are only estimated. For more detailed information, read Your Retirement Benefit: How It Is Figured