I currently have Medicare part A and now need to get medical. Please, I need help to do this and prefer to meet with someone in person. Thank you

A) It sounds like you’re looking to enroll in Medicare Part B. This part of Medicare covers doctor’s visits, outpatient care, medical equipment, and preventive services.

Why You Might Need In-Person Assistance

While many Medicare tasks can be done online or over the phone, there are situations where in-person assistance can be beneficial:

• Complex medical history: If you have a complicated medical history, a person can help you understand your coverage options and find the right plan.
• Limited computer or phone access: Not everyone is comfortable with technology, and in-person assistance can be invaluable.
• Peace of mind: Having someone to guide you through the process can provide reassurance and reduce stress.

Finding In-Person Assistance

Here are some options for finding in-person help:

1. Social Security Office: While they can’t provide specific Medicare advice, they can answer general questions and provide you with Medicare materials.
2. State Health Insurance Assistance Programs (SHIP): These programs offer free, unbiased counseling on Medicare. You can find your state’s SHIP by calling 1-800-MEDICARE (1-800-633-4227).
3. Insurance Agents: Some insurance agents specialize in Medicare plans. However, be aware that they might try to sell you a specific plan, so it’s important to compare options.
4. Medicare Advantage Plans: If you’re considering a Medicare Advantage plan, you can often get in-person assistance from the plan’s representatives.

Important Considerations

• Enrollment Periods: There are specific enrollment periods for Medicare Part B. Missing the initial enrollment period can result in penalties.
• Medicare Advantage vs. Original Medicare: Understanding the differences between these two options is crucial.
• Prescription Drug Coverage: You might also want to consider Medicare Part D for prescription drug coverage.

Remember: It’s essential to compare plans and costs carefully before making a decision.