You can use the Direct Express® prepaid debit card to get Social Security, SSI, and other federal benefit payments deposited directly into your account. You will be able to access money at automated teller machines (ATMs) and financial institutions nationwide, get cash back, make purchases, and pay bills.If you choose Direct Express®, we will deposit payments into your Direct Express® card account on your designated payment date. The Direct Express® card uses a personal information number (PIN), and your money is insured and protected by the FederalDeposit Insurance Corporation (FDIC). It also is subject to federal consumer protection regulations (Regulation E). The U.S. Department of the Treasury’s Financial Management Service (FMS) uses Comerica Bank for Direct Express®.