I was told that when I start working full time I would no longer be eligible for benefits I am working fulltime.
Q) I was told that when I start working full time I would no longer be eligible for benefits I am working fulltime.
A) If you are referring to Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits, then it is possible that your eligibility for these benefits could be affected by your full-time employment.
SSDI benefits are designed to provide financial assistance to individuals who are unable to work due to a disability. If you are able to work full-time and earn more than the substantial gainful activity (SGA) limit, which is set by the Social Security Administration (SSA) each year, you may no longer be eligible for SSDI benefits. In 2023, the SGA limit for non-blind individuals is $1,330 per month.
SSI benefits, on the other hand, are designed to provide financial assistance to individuals with low income and limited resources. If you are working full-time and earning an income that exceeds the SSI income limits, your eligibility for SSI benefits may be affected.
It’s important to note that Social Security retirement benefits are not affected by your employment status. If you are eligible to receive Social Security retirement benefits, you can continue to receive them while working full-time.
If you are receiving SSDI or SSI benefits and are considering returning to work, it may be helpful to speak with a Social Security representative to understand how your benefits may be affected by your employment. They can provide you with more information about the specific rules and regulations that apply to your situation.
According to the Social Security Administration: You can get Social Security retirement benefits and work at the same time. However, if you are younger than full retirement age and make more than the yearly earnings limit, we will reduce your benefit. Starting with the month you reach full retirement age, we will not reduce your benefits no matter how much you earn.