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If I’m planning to retire in 2016, what would be the EARLIEST retirement date for me

Q) I will turn 66 (which is my full retirement age) on March,18,2016. If I’m planning to retire in 2016, what would be the EARLIEST retirement date for me (should I work till 03/18/2016 or I could retire at earlier date to be 100% vested?) In either case, when I will get my first Social Security check?

A) According to Social Security Administration: You can apply for Social Security retirement benefits when you are at least 61 years and 9 months of age.

You should apply three months before you want your benefits to start.

Even if you are not ready to retire, you still should sign up for Medicare three months before your 65th birthday.

When you’re ready to apply for retirement benefits, use our online retirement application, the quickest, easiest, and most convenient way to apply. https://faq.ssa.gov/link/portal/34011/34019/Article/3012/How-far-in-advance-can-I-apply-for-Social-Security-retirement-benefits




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I have continued to work after drawing full retirement, benefit has not increased.

Q) I have continued to work after drawing full retirement, and have been paying into the system. My benefit has not increased. Why? A) According to the Social Security Administration website; You can work while you receive Social Security retirement (or survivors) benefits. When you do, it could mean a higher benefit for you in the future.… Continue Reading

One Response to I have continued to work after drawing full retirement, benefit has not increased.

  1. I have a son, age 19, diagnosed with Autism at a young age. He has a caseworker through the Department of Human Services which has provided him with Medical Assistance health coverage. I was told by his case manager that now that he is 19 years old that he had to apply for Social Security. The case manager told me he will be denied, but that it was required of him to apply. I am trying to find out what form to file out in order for him to apply for Social Security benefits. Can someone please send me a link or directions on what form I need to fill out.

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