Husband passed away recently would I receive SS spousal benefits from him
A) Yes, you may be eligible to receive Social Security spousal benefits from your husband if you meet the following requirements:
- You were married to your husband for at least 9 months at the time of his death.
- You are at least 60 years old.
- Your husband was receiving Social Security benefits at the time of his death, or he had enough work credits to qualify for benefits.
The amount of your spousal benefit will depend on your age and your husband’s benefit amount. If you are at full retirement age (currently 66 years and 2 months for people born in 1957), you will receive 100% of your husband’s benefit amount. If you are younger than full retirement age, your benefit will be reduced.
You can apply for spousal benefits at any Social Security office. You will need to provide proof of your marriage to your husband, proof of his death, and proof of your age.
In addition to spousal benefits, you may also be eligible for survivor benefits. Survivor benefits are available to widows and widowers who are at least 60 years old, or who are younger than 60 but disabled. The amount of your survivor benefit will be the same as your spousal benefit if you are at full retirement age. If you are younger than full retirement age, your survivor benefit will be reduced.
You can apply for survivor benefits at the same time as you apply for spousal benefits.
I hope this information is helpful. Please let me know if you have any other questions.
I’m sorry to hear about the passing of your wife. You may be eligible for survivor benefits based on your wife’s Social Security earnings history. Here’s the breakdown:
Eligibility:
You were married for at least 10 years before your wife’s death (you meet this requirement).
You are currently at least 60 years old (you’ll be eligible soon).
Benefits:
You can receive reduced benefits as early as age 60 (you’ll be eligible soon).
The amount you receive depends on your age when you apply. It starts at 71.5% of your deceased wife’s benefit at age 60 and increases the closer you get to your full retirement age (between 66-67 depending on your birth year).
You can receive up to 100% of your wife’s benefit if you wait until your full retirement age.
Applying for Benefits:
There are a few ways to apply for survivor benefits:
Apply online at the Social Security Administration (SSA) website: https://www.ssa.gov/survivor
Call the SSA national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) to schedule an appointment at your local office.
Visit your local Social Security office in person (no appointment needed, but scheduling one may reduce wait times).
Additional Information:
To estimate your benefit amount, you can use the SSA’s Retirement Estimator tool: https://www.ssa.gov/OACT/quickcalc/
For more details on survivor benefits, you can refer to the SSA’s Survivor Benefits page: https://www.ssa.gov/survivor
It’s wise to contact the Social Security Administration directly to confirm your eligibility and discuss the best option for applying based on your specific situation.