Q) I am 62 year old female. I was married to my ex-husband for 24 years. We had been divorced since 1994. I never remarried. He passed away in 2008 at age 57. Can I collect his social security at this time even though I am still employed full time ?
A) According to the Social Security Administration – If you are divorced, but your marriage lasted 10 years or longer, you can receive benefits on your ex-spouse’s record (even if he or she has remarried) if:
You are unmarried;
You are age 62 or older;
Your ex-spouse is entitled to Social Security retirement or disability benefits and
The benefit you are entitled to receive based on your own work is less than the benefit you would receive based on your ex-spouse’s work.
Note: Your benefit as a divorced spouse is equal to one-half of your ex-spouse’s full retirement amount (or disability benefit) if you start receiving benefits at your full retirement age.