What do I need to do for direct deposit for social security when my bank changes?

A) There are a couple of ways to update your direct deposit information for Social Security when your bank changes:

Online:

• If you have a my Social Security account (https://www.ssa.gov/myaccount/), you can update your direct deposit information online. Here’s the process:
  1. Log in to your my Social Security account.
  2. Go to the “My Profile” tab.
  3. Select the “Banking” link.
  4. Choose “Update Direct Deposit.”
  5. Enter your new bank account information, including routing number and account number.
  6. Follow the on-screen instructions to submit the change.

By Phone:

• You can call the Social Security Administration at 1-800-772-1213 (TTY: 1-800-325-0778) to update your direct deposit information over the phone. Be prepared to provide your Social Security number, current mailing address, and new bank account information.

By Mail:

• While less common, you can also request a change of address and direct deposit form (SSA-771) from the Social Security Administration website (https://faq.ssa.gov/en-us/Topic/article/KA-01711) or by calling 1-800-772-1213. Complete the form with your new bank information and mail it to the address provided on the form.

Important Notes:

• It’s generally recommended to update your direct deposit information at least a month before your expected payment date to avoid any delays.
• Make sure you have your new bank account information readily available before you start the update process.

By following these steps, you should be able to update your direct deposit information for Social Security when your bank changes.