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What is the qualification for collecting under a spouses Social Security
Q) What is the qualification for collecting under a spouses SS until I am of full retirement age. I am 62 and would like to collect on his until I qualify. What are the steps I need to do and will this effect my qualifications. My husband is collecting ss now. I am not.
A) According to Social Security Administration – Even if you have never worked under Social Security, you may be able to get spouse’s retirement benefits if you are at least 62 years of age and your spouse is receiving retirement or disability benefits. You can also qualify for Medicare at age 65. http://www.ssa.gov/retire2/applying6.htm
According to the Social Security Administration – You can continue working and start receiving your retirement benefits. … You can get Social Security retirement benefits and work at the same time before your full retirement age. However your benefits will be reduced if you earn more than the yearly earnings limits. After you reach your full retirement age, SSA will recalculate your benefit amount to give you credit for any months you did not receive a benefit because of your earnings. They will send you a letter that explains any increase in your benefit amount.