Q) I will be turning 65 in August, I was told that I would get Medicare my question is if I am working and they hold out for Medicare how does this work, also if so will this take care of that Obamacare. I really don’t understand how all this works. Thank you Barbara
A) According to Social Security Administration – SSA generally advise people to apply for Medicare three months before turning age 65. You will receive a Medicare card about two months before you turn age 65. Your coverage will begin at age 65.
If you are already receiving Social Security benefits when you become eligible for Medicare, we automatically will enroll you in Medicare Parts A and B. However, because you must pay a premium for Part B coverage, you can turn it down.
Note: Residents of Puerto Rico and foreign countries do not get Part B automatically. They must elect this benefit.
Apply online for Medicare only, or call 1-800-772-1213 (TTY 1-877-486-2048) between 7 a.m. to 7 p.m., Monday through Friday. Likewise, you can apply for retirement benefits and Medicare together online. https://secure.ssa.gov/iCLM/rib
Your Medicare coverage is protected.
Medicare isn’t part of the Health Insurance Marketplace established by ACA, so you don’t have to replace your Medicare coverage with Marketplace coverage. No matter how you get Medicare, whether through Original Medicare or a Medicare Advantage Plan, you’ll still have the same benefits and security you have now. http://www.medicare.gov/about-us/affordable-care-act/affordable-care-act.html