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city offered a 457b deferred compensation..Will my Social Security benefits be subject to any reduction
Q) I just turned 62. I have 23 years employment paying into SS. I have 16 years working for a city police department that did not pay into social security. Instead the city offered a 457b deferred compensation program in which they contributed 4% of my base salary but no additional money for any overtime I earned. Will my SS benefits be subject to any reduction in benefits such as the windfall elimination provision?
A) Deferred compensation shouldn’t affect Social Security benefits. Generally, the Social Security Administration isn’t worried about payments that aren’t for work in the current period. Because deferred compensation typically is subject to Social Security tax withholding, choosing to defer pay shouldn’t reduce the benefits that eventually will be available when a person goes to collect benefits, either. Source: https://finance.zacks.com/deferred-compensation-affects-social-security-benefits-11598.html
I have a son, age 19, diagnosed with Autism at a young age. He has a caseworker through the Department of Human Services which has provided him with Medical Assistance health coverage. I was told by his case manager that now that he is 19 years old that he had to apply for Social Security. The case manager told me he will be denied, but that it was required of him to apply. I am trying to find out what form to file out in order for him to apply for Social Security benefits. Can someone please send me a link or directions on what form I need to fill out.