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I have continued to work after drawing full retirement, benefit has not increased.

Q) I have continued to work after drawing full retirement, and have been paying into the system. My benefit has not increased. Why?

A) According to the Social Security Administration website; You can work while you receive Social Security retirement (or survivors) benefits. When you do, it could mean a higher benefit for you in the future. Higher benefits can be important to you later in life and increase the future benefit amounts your family and your survivors could receive.

While you are working, your earnings will reduce your benefit amount only until you reach your full retirement age. After you reach full retirement age, we recalculate your benefit amount to leave out the months when we reduced or withheld benefits due to your excess earnings. read more

If you continue to work while you are getting benefits, we automatically check your record every year to see whether the additional earnings will increase your monthly benefit. If there is an increase, we will send you a letter telling you your new benefit amount. read more

For more clarification please visit or call your local social security office and speak with a counselor.




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I received my direct payment, amount has changed being less by $40.92 WHY?

Q) I received my direct payment for February 2014 and the amount has changed being less by $40.92 WHY????? A) Please contact your local Social Security office regarding your benefit reduction. You can call us toll-free at 1-800-772-1213 (TTY 1-800-325-0778). By calling 1-800-772-1213, you can use SSA automated telephone services to get recorded information and conduct some… Continue Reading

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