Q) On February 26, 2014, I turn 65. Now, recently, I visited the S.S.A. building in Fenton, Missouri. I am a retired teacher, and I do not qualify for Part A(free),which I am only interested in Part B anyway. Here is what I am somewhat confused about: “Since I don’t have 40 quarters of coverage under Medicare, I would have to pay $441.00 monthly. Part B would be the standard $104.90 per month.” Mine question is: “Am I eligible for Part B or not?”
A) If you aren’t eligible for premium-free* Part A, you can buy Part B without having to buy Part A, if you’re:
- 65 or older
- A resident of the U.S., and either:
- a U.S. citizen, or
- an immigrant lawfully admitted for permanent residence who has lived in the U.S. without a break for the 5 year period immediately before the month you file for enrollment in Part B.
You can also call 1-800-MEDICARE to verify this answer.